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Join date: Apr 21, 2022

About

I'm Michelle, and I began blogging to capture the common concerns I hear from my financial planning clients. I write about money-related topics with commonsense tips that most anyone can implement. I'm especially passionate about sharing ideas that will help empower women to take control of their money lives and become financially independent.


If you've ever wondered:

“Am I saving enough to retire or slow down at work when I want to?”

“Is it going to be possible to retire and help my kids go to college?”

“Should I be worried or doing something differently given all the market volatility?”

“How am I supposed to make sense of my employer’s stock compensation and other benefits?”


You’ll find that you’re not alone! I'm always open to suggestions on what to write about—just drop me a line.

Posts (205)

Apr 8, 2026 ∙ 3 min
What Financial Documents Should My Parents Have in Place?
There’s a moment in many families when roles start to shift . Maybe it’s helping with a bill, sitting in on a doctor’s appointment with your mom, or being copied on a financial email sent to your dad. It usually doesn’t happen all at once, but it’s often the first sign that you may need to step in someday. The question is, if that moment comes, will everything be clear and organized, or will you be piecing things together under pressure? Most people assume estate planning is about death, but...
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Apr 2, 2026 ∙ 3 min
The Hidden Bias in AI Financial Advice (And Why It Matters)
AI has made financial information  faster, easier, and more accessible than ever. You can ask a question, get a polished answer in seconds, and feel like you’ve just saved yourself a meeting, a fee, and maybe even a little bit of effort. But here’s the part most people don’t realize: AI financial advice doesn’t just reflect data. It often reflects you. Why AI “Advice” Feels So Convincing When you type a financial question into an AI tool, you’re tapping into a model trained on massive amounts...
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Mar 14, 2026 ∙ 8 min
Essential Financial Planning Steps to Take Before Divorce
Protecting Your Financial Future Before You File Divorce is one of the most significant financial transitions you'll ever navigate. While the emotional weight of ending a marriage can feel overwhelming, the financial decisions you make in the months before filing can shape your security and independence for decades to come. If you're contemplating divorce or know it's inevitable, taking strategic financial steps now, before you file, can protect your interests, clarify your options, and...
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Michelle Francis

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