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Join date: Apr 21, 2022

About

I'm Michelle, and I began blogging to capture the common concerns I hear from my financial planning clients. I write about money-related topics with commonsense tips that most anyone can implement. I'm especially passionate about sharing ideas that will help empower women to take control of their money lives and become financially independent.


If you've ever wondered:

“Am I saving enough to retire or slow down at work when I want to?”

“Is it going to be possible to retire and help my kids go to college?”

“Should I be worried or doing something differently given all the market volatility?”

“How am I supposed to make sense of my employer’s stock compensation and other benefits?”


You’ll find that you’re not alone! I'm always open to suggestions on what to write about—just drop me a line.

Posts (215)

Jul 8, 2026 ∙ 4 min
What Does "Having It All" Really Mean in Your 40s and 50s?
There was probably a time in your 30s and 40s when “having it all” felt simple to define: a thriving career, a beautiful home, busy kids, well-earned vacations, steady promotions, a growing retirement account, maybe even a newer car in the driveway. Those milestones became our measuring stick for success, the boxes we worked hard to check. But somewhere in our mid-40s and moving into our 50s, something shifts. The definition begins to evolve, not because we didn’t achieve those goals, but...
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Jul 6, 2026 ∙ 10 min
Your Business Is Not Your Retirement Plan: Here’s What to Do Instead
The business you built is an asset. It is not a guarantee. And the sooner you stop treating those two things as the same, the more financially secure your retirement will be. It’s one of the most common financial blind spots I see among women who own businesses: the belief that someday, when they’re ready to step back, the business will take care of them. They’ll sell it, or hand it off, or wind it down — and that event will fund the retirement they’ve been building toward for decades....
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Jul 1, 2026 ∙ 2 min
How to Do a Monthly Money Check-In in Just 15 Minutes
As a financial advisor, I know that encouraging you to review your finances often means you’re groaning to yourself and wondering when you’ll ever have the time to do it. But what if I told you that with the right system, you could take care of this and make meaningful changes in just 15 minutes? What to Look at During Your 15 Minutes Your Bank Accounts Look for: Unexpected charges Large purchases you forgot about Cash that's building up without a purpose Accounts getting lower than you'd...
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Michelle Francis

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