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Join date: Apr 21, 2022

About

I'm Michelle, and I began blogging to capture the common concerns I hear from my financial planning clients. I write about money-related topics with commonsense tips that most anyone can implement. I'm especially passionate about sharing ideas that will help empower women to take control of their money lives and become financially independent.


If you've ever wondered:

“Am I saving enough to retire or slow down at work when I want to?”

“Is it going to be possible to retire and help my kids go to college?”

“Should I be worried or doing something differently given all the market volatility?”

“How am I supposed to make sense of my employer’s stock compensation and other benefits?”


You’ll find that you’re not alone! I'm always open to suggestions on what to write about—just drop me a line.

Posts (202)

Apr 2, 20263 min
The Hidden Bias in AI Financial Advice (And Why It Matters)
AI has made financial information  faster, easier, and more accessible than ever. You can ask a question, get a polished answer in seconds, and feel like you’ve just saved yourself a meeting, a fee, and maybe even a little bit of effort. But here’s the part most people don’t realize: AI financial advice doesn’t just reflect data. It often reflects you. Why AI “Advice” Feels So Convincing When you type a financial question into an AI tool, you’re tapping into a model trained on massive amounts...

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Mar 14, 20268 min
Essential Financial Planning Steps to Take Before Divorce
Protecting Your Financial Future Before You File Divorce is one of the most significant financial transitions you'll ever navigate. While the emotional weight of ending a marriage can feel overwhelming, the financial decisions you make in the months before filing can shape your security and independence for decades to come. If you're contemplating divorce or know it's inevitable, taking strategic financial steps now, before you file, can protect your interests, clarify your options, and...

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Mar 9, 20263 min
Information Overload Is the New Financial Risk
If it feels like your inbox, social feeds, and “recommended for you” tabs are suddenly filled with financial advice, you’re not imagining things. Artificial intelligence has supercharged the flow of information about money — faster, louder, and often more confidently delivered than ever. But let’s be honest: more confidence doesn’t always mean more clarity. We’ve entered an era where every algorithm has something to say about your 401(k, your side hustle, or how soon you should “buy the dip.”...

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Michelle Francis

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