How to Build Your ‘Start Your Wealth’ Plan: A Blueprint for Early-Career Women

Michelle Francis
Jul 29
2 min read

Starting your financial journey can feel overwhelming—especially when you’re juggling career growth, student loans, rent, and everything in between. But here’s the good news: you don’t need to figure it all out alone.

At Life Story Financial, we believe that every woman deserves access to clear, supportive guidance to help her grow and take control of her financial future. That’s exactly why we created the Start Your Wealth package—designed specifically for women in the early stages of building wealth who want structure, confidence, and long-term support.

Here’s a simple blueprint to help you understand what this journey looks like—and how we walk beside you every step of the way.

Step 1: Clarify Your Financial Starting Point

Before you can grow wealth, you need to understand where you stand. In our first sessions, we help you map out:

Your income and expenses
Any debt (like student loans or credit cards)
Existing savings (even if it’s just a starter emergency fund)
Your financial mindset—what feels stressful, what excites you

This isn’t about judgment—it’s about clarity. Knowing where you are is the first empowering step toward where you want to go.

Step 2: Create Values-Based Financial Goals

We don’t believe in cookie-cutter advice. Your goals might include:

Saving for travel, a future home, or grad school
Paying off debt faster without sacrificing joy
Starting to invest, even with a modest income

Together, we’ll design a roadmap that honors both your current lifestyle and future dreams. Because real success isn’t just about numbers—it’s about aligning your money with your values.

Step 3: Build Strong Financial Habits

This is where the monthly planning part of the package really shines. Each month, we’ll help you:

Track progress toward your goals
Make small, sustainable tweaks to your budget
Troubleshoot financial curveballs
Learn new skills like investing, insurance, or credit-building

It’s about consistent progress, not perfection. These monthly check-ins help keep you accountable, supported, and moving forward.

Step 4: Start Investing—With Confidence

If you’re ready (and most clients are after a few sessions), we’ll help you start investing in a way that feels empowering—not intimidating. Whether it's through a workplace 401(k), Roth IRA, or other options, we’ll make sure you:

Understand your options
Choose investments aligned with your goals and risk tolerance
Feel supported through market ups and downs

No jargon. No guesswork. Just guidance.

Real Talk: You Don’t Have to Be “Good with Money” to Get Started

We hear it all the time:

"I’m just not good with money."

"I feel behind."

"I wish I had learned this earlier."

And we get it. But here’s the truth: you don’t need to know everything. You just need a starting point—and someone in your corner. That’s what Start Your Wealth is all about.

Ready to Start?

If you're ready to ditch the confusion and build a life-aligned financial plan, we’re here for you. The Start Your Wealth package includes: