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Sustain Your Wealth → Live Your Story
You’ve worked hard to build your wealth—now it’s time to ensure it supports the life you’ve envisioned. This engagement is designed to help you prepare for retirement by creating a reliable income stream, reducing taxes and preserving your nest egg.
Retirement Planning and Investments to Sustain
What You've Grown
Life Story Financial’s Sustain Your Wealth Plan is for individuals and couples who are preparing to make work optional or are fully retired and managing significant assets. We’ll work together to create a retirement plan focused on supporting your values and lifestyle—now and for years to come.
What You'll Get from the Sustain Your Wealth Program
Here's what it looks like to have a partner supporting your next chapter with a life-focused retirement plan.
EXPLORE & ALIGN
Clarify your values, lifestyle goals and legacy wishes to identify what's most important to you.
CLARIFY & PLAN
Model income strategies, tax scenarios and estate planning options to align your wealth with your life.
PLAN DELIVERY
Receive guidance on income, investment strategy, tax planning, healthcare and legacy goals.
IMPLEMENT PLAN
Support drawing from retirement accounts, adjusting investment allocation, estate & insurance reviews, etc.
PLAN CHECK-IN
Review progress, address life changes and market shifts and adjust the plan to keep it on track and aligned.
Topics Covered in the Sustain Your Wealth Plan
Life-focused, comprehensive retirement planning is tailored to your values, goals and lifestyle.
Social Security Benefits
Timing
When to claim Social Security for the highest lifetime benefit based on your goals, taxes and longevity.
Reducing Current & Future Taxes
Explore tax-smart strategies like Roth conversions, account drawdown planning, gifting and charitable giving.
Rebuilding After Widowhood
Help navigating the financial and emotional challenges of loss with compassionate guidance.
Retirement Plan Tracking and Adjustments
Monitor your savings, withdrawals, and portfolio over time—adjusting as the market and your life evolve.
Charitable Giving Strategies
Align giving and maximize tax benefits with donor-advised funds or qualified charitable distributions.
Health and Long Term Care Planning
Prepare for healthcare costs in retirement and explore long-term care options that protect your lifestyle and your loved ones.
Investment Analysis & Management
Align investments with your risk comfort, income needs and long-term retirement goals.
Retirement Income Planning
Coordinate income from Social Security, pensions, IRAs and brokerage accounts with a focus on tax optimization.
Insurance and Estate Planning
Review your coverage, documents and legacy goals to protect what you've built and ensure your wishes are honored.
Who the Sustain Your Wealth Plan Is For
Life Story Financial's Sustain Your Wealth Plan is a great fit if you:
✔ Are in your mid- to late-50s and older with $750k+ in retirement savings and are approaching or already enjoying retirement.
✔ Want to feel confident that your wealth will support you for the long haul.
✔ Are focused on having a reliable retirement paycheck, keeping taxes low and preserving your retirement savings.
✔ Want to ensure your money allows you to do the things most important to you.
How the Sustain Your Wealth Plan Works
Pay a percentage of assets under management (AUM) fee. ​ No commissions or product sales. ​
✔ Investment management fees range from 0.50% to 1.00% of assets managed.
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Along with your comprehensive retirement plan, receive a properly allocated, tax-efficient investment portfolio built around your retirement income needs, time horizon and risk tolerance with offerings including:
✔ Boutique and well-known investment strategies
✔ Cash and short-term investment solutions
✔ Securities-backed line of credit
✔ ESG and alternatives funds
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Have more questions? Schedule a call below and see this list of FAQs.