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Life Story Financial helps independent women and couples make positive financial changes and informed decisions—

so you can worry less and enjoy life more!

Life-Focused Financial Planning for Independent Women and Female-Headed Households

Are you feeling stuck when it comes to taking action in your financial life? Maybe you're too busy between work and family, aren't sure how to talk to your partner about money-related decisions or you're independent, but feel financially unprepared even as a mid- to late-career professional.

Partnering with a financial advisor can help you gain confidence with your money decisions and free up time and energy so you can enjoy your life, family and career!

Financial Independence for Women Ebook Series

These FREE ebooks will teach you how to get back on track with your finances, support yourself financially and empower you to reach your life goals. 

Financial independence for women ebook covers
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As a Woman, You Face Unique Challenges

But You Don't Have to Face
Them Alone!

Sure, you could read up on how best to manage your finances, but is it really the best use of your time and resources to do so? Working with a financial advisor can help you:​


Learn to talk more effectively about finances with a partner or family members.

Identify your top life and financial goals—and how to achieve them.


Talk through emotionally difficult life changes that affect money, like divorce or death.

Prepare for big transitions like a marriage, new job, career downsize or retirement.

Explore your options when it's time to make a financial decision.

Get (and keep!) your financial house in order.

What to Know About Working with Me​

I'm Michelle Francis, a fee-only, fiduciary financial advisor. I offer life-focused financial planning, retirement planning and investments in person in the Denver Metro area and virtually across the U.S.

I offer flexible pricing including a flat fee for comprehensive financial planning, an asset-based fee for investments and an hourly fee for financial advice.

I believe open and honest conversations about life and money can lead to overall well-being. That's why I’m passionate about hearing your unique story to learn what’s most important about money—and life—to you.

Financial advisor Michelle Francis

What Clients Are Saying

“We've never worked with a Financial Advisor before, but Michelle made us feel comfortable from the beginning. She has been very patient with us as we merged numerous retirement accounts and either took care of those she could herself, or walked us through how to make the changes. She has advised us on retirement, life insurance, health insurance, long-term care insurance, and numerous other items. She really gets to know your financial and life goals, and risk tolerance to advise appropriate solutions. We highly recommend her."

MDT, Current Client

"Michelle is not only professionally adept at her assessment and handling of our financial needs, but she listens and remembers our concerns, timing issues, and - yet - remains flexible as life "happens". We enjoy our meetings and have found the outcome of our selection of how and where to place our investments to be productive and fitting. She has excellent customer service with empathy and an appropriate sense of humor. Further, she is technologically adept and patient to assist us through the various online processes. We appreciate her so much!"

Anonymous, Current Client 

"My wife and I had saved all of our working lives, but never sat down with anyone to formulate a plan for retirement. As retirement approached, the lack of a plan became more and more unsettling. Fortunately, we got connected with Michelle Francis. Over the course of a few short meetings, she helped identify our priorities and formulated a workable plan to achieve our goals. A solid strategy but with plenty of flexibility if needed. We are now retired and sleeping well knowing we have Michelle guiding us. We would recommend Michelle to anyone needing to have a plan for retirement."

Todd Ball, Current Client 

Testimonials were provided by current clients of Life Story Financial and may not be representative of the experiences of other clients. Clients were not compensated, nor are there material conflicts of interest that would affect the given testimonials. You can view a complete list of the firm's Wealthtender Certified Advisor Reviews™ on the reviews page.

Ready to Plan for the Next Chapter in Your Financial Life?

Schedule a no-cost, no-obligation introductory call to learn more about my fee-only financial services including financial planning, retirement planning and investments.

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