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Who's the Right Fit
Life Story Financial works with thoughtful professionals who want guidance navigating important financial transitions.
You may be a great fit if you:
✔ Have accumulated significant assets but want a more coordinated strategy.
✔ Are approaching retirement and want clarity about what your savings can support.
✔ Are navigating a life transition such as widowhood, divorce, inheritance or a career change.
✔ Want investment management integrated with tax-aware financial planning.
✔ Prefer working with an independent fee-only advisor who acts as a long-term thinking partner.
Does this sound like you?
Life-Focused Financial Planning & Investing for Women and Couples Navigating Midlife and Retirement Transitions
Most of my clients are established professionals growing wealth and preparing for the next chapter of life. Depending on where you are financially, we begin with one of the following planning relationships.
What Sets Life Story Financial Apart
FEE-ONLY
FIDUCIARY ADVISOR
Always in your best interest with no commissions.
FULLY
INDEPENDENT FIRM
No product quotas mean unbiased guidance.
LIFE-FOCUSED
FINANCIAL PLANS
Financial advice based on your life chapter.
INTEGRATED
INVESTING
Aligned with your life goals instead of market trends.
Meet Michelle Francis: Fee-Only Financial Advisor for Independent Women
You’ve built a career and a life you’re proud of—now it’s time to make sure your money is working just as hard for you. I help you align your finances with your values and goals, so you can focus on what matters most.
Watch this short video to learn how I can help you navigate your financial life. ⬇️
Learn more about Life Story Financial’s fee-only and fiduciary approach along with my story.
What Clients Are Saying: Real Stories, Real Results
Here’s how clients describe their experience working with Life Story Financial.
MDT, Current Client
“We've never worked with a Financial Advisor before, but Michelle made us feel comfortable from the beginning. She has been very patient with us as we merged numerous retirement accounts and either took care of those she could herself, or walked us through how to make the changes. She has advised us on retirement, life insurance, health insurance, long-term care insurance, and numerous other items. She really gets to know your financial and life goals, and risk tolerance to advise appropriate solutions. We highly recommend her."
Anonymous, Current Client
"Michelle is not only professionally adept at her assessment and handling of our financial needs, but she listens and remembers our concerns, timing issues, and - yet - remains flexible as life "happens". We enjoy our meetings and have found the outcome of our selection of how and where to place our investments to be productive and fitting. She has excellent customer service with empathy and an appropriate sense of humor. Further, she is technologically adept and patient to assist us through the various online processes. We appreciate her so much!"
Todd Ball, Current Client
"My wife and I had saved all of our working lives, but never sat down with anyone to formulate a plan for retirement. As retirement approached, the lack of a plan became more and more unsettling. Fortunately, we got connected with Michelle Francis. Over the course of a few short meetings, she helped identify our priorities and formulated a workable plan to achieve our goals. A solid strategy but with plenty of flexibility if needed. We are now retired and sleeping well knowing we have Michelle guiding us. We would recommend Michelle to anyone needing to have a plan for retirement."
Testimonials were provided by current clients of Life Story Financial and may not be representative of the experiences of other clients. Clients were not compensated, nor are there material conflicts of interest that would affect the given testimonials. You can view a complete list of the firm's Wealthtender Certified Advisor Reviews™ on the reviews page.
Financial Clarity Starts Here
You don’t have to face your financial decisions alone. I can help you:
✔ Have better money conversations with your partner and family.
✔ Identify your top financial and life goals—and create a plan to achieve them.
✔ Get support when it matters most—during divorce, loss or unexpected changes.
✔ Navigate big life transitions like marriage, career shifts or retirement with less stress.
✔ Make confident financial decisions by exploring all your options.
✔ Get organized and take control of your financial future.